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We’ll Make Your Life Sweet and Saccharine

Life is sweeter with comprehensive insurance coverage from Sacca Insurance Agency.

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As an independent agency, we are here to help you find the right coverage.

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Sacca Insurance Agency

Learn more about our agency.

Since 2005, our independent insurance agency has had one priority—you. In fact, when we expanded in 2020, we made sure our brand new building had a full-size parking lot for our clients—something we didn’t have before. If that doesn’t show we care, you could also read our over 100 five-star reviews from happy clients saying the same thing.

As an independent agency, we represent multiple insurance companies. That means we have access to a variety of coverage options to bring you the right value when it comes to price, policy, and service. Whether you need coverage for your vehicle, home, family, or business, we have insurance solutions to meet your needs. Our experienced team of agents is here to guide you through the process so you walk away with confidence in your coverage and peace of mind with your protection.

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Real clients. Real reviews. Real coverage.

“They are always friendly and eager to assist! Getting insurance with them was the easiest set up I have ever dealt with! Would defienetly recommend to anyone looking for insurance!”

– Kayla C.

Our Clients Rave About Us

See why we have over 100 five-star reviews and the reasons you should switch to Sacca Insurance Agency.

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The Solution to Your Insurance Needs

Providing a variety of personal insurance and business insurance solutions is what Sacca Insurance Agency does best.

Insurance Companies

We partner with the industry’s leading insurance companies so you have access to the best protection. Even better, we help you make the right choice. How sweet is that?

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What Makes Sacca Insurance Agency Special

Here’s what sets us apart when it comes to serving your insurance needs.

Highly Rated

We have over 100 five-star reviews that show how dedicated we are to serving our clients.

Client Focused

We put our clients first in all that we do. We even made sure our new building had a parking lot this time.

Experienced Agents

Our agents have years of experience in the industry and undergo continuing education to stay up-to-date.

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

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Sacca Insurance Agency + Erie Insurance

We strive to uphold Erie Insurance’s long-standing commitment to service.

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Click it. Read it. Cover it.

Get a glimpse of the risks you face and how your insurance can protect what matters most.

Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
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  Contact Sacca Insurance Agency

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Munfordville, KY

571 Main Street
Munfordville, KY 42765

We serve clients in Kentucky, Indiana, and Tennessee.

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